Holiday Closures: Our branches will be closed at 1pm on December 31st and will be closed on January 1st, 2026, in observance of New Year’s Eve and New Year’s Day. Please utilize our mobile and online banking, which are available 24/7.

Fraud Reminder: EFCU and our fraud department will never call and ask for personal information, including a One-Time Passcode (OTP) through text message/email. If you receive a call asking for an OTP, please hang up and call EFCU directly. Fraudsters may spoof our phone number and ask for personal information. If after hours, please contact 1-800-528-2273 for debit cards, and 1-800-449-7728 for credit cards.

Featured Rates

8 month CD

3.299%

APY*

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Home Equity - Fixed

6.810%

APR*

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Auto (BR) Loans

4.65%

APR*

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Roth, Traditional (BR) & Coverdell Accounts!

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