Student Loans
We have the flexible options you deserve
The cost of higher education isn't cheap and federal aid isn’t always enough, especially if you attend a private college or university. That’s why at EFCU, we proudly offer Credit Union Student Choice Loans with zero origination fees, both fixed and variable rates, flexible repayment terms, and lower overall loan rates.
EFCU’s Credit Union Student Choice Loans help ease the financial strain of our members by filling the gap between the cost of attendance and traditional financial aid. Our student loan program was designed with the best interest of our members in mind, so before you talk to a loan officer about getting a loan at EFCU, we want to be sure you’ve gotten as much free and federal money as possible:
- Fill out the Free Application for Federal Student Aid (FAFSA) at FAFSA® Application | Federal Student Aid. After you submit the FAFSA, your college will tell you what school and federal aid is available to you.
- Search for grants and scholarships, which cost you nothing and do not have to be repaid. Talk to your school’s financial aid office for help and visit Your Guide for College Financial Aid - Finaid.
- Take out the maximum amount of Federal Stafford loans. In some cases, the government pays the interest while you’re in school.
STUDENT LOAN APPLICATION INFORMATION
To get started in the application process or request additional funds, please visit our CU Student Choice partner site: Student Lending Center Login
If you have additional questions please visit the Student Lending Center's FAQ's.
For support questions contact Student Lending Support.
PAYMENT INFORMATION
University Accounting Service (UAS) is the loan servicer for your account and provides 24/7 access to view your student loan information and make payments. If you have additional questions regarding your student loan account, or are experiencing difficulties at this time and need to discuss repayment options to keep your account in good standing, please contact UAS Customer Service. To login and make payments, please visit UAS Account Login. For more information please visit UAS FAQ's.
