Contactless Visa® Debit Card 

With our Contactless Debit Card, you can avoid unnecessary contact while making purchases - no need to touch the vendor's payment terminal! This is a great way to avoid coming into contact with extra germs during your day. Have questions about our contactless cards? Call or text us today 812.424.2621.

  • Simply tap, pay & be on your way - contactless cards are the secure, quick, and easy way to pay - no need to touch the payment terminal at the vendor
  • Access your Choice Checking™ account without the hassle of writing a check
  • Shop wherever Visa is accepted
  • Withdraw cash or make deposits at any EFCU ATM
  • We've teamed up with other credit unions (local and national) to share free ATM usage through the Alliance One network. 
  • EFCU Cardholders can also visit any ATM that has the SUM logo to get cash without a surcharge. Click HERE to visit the SUM website. Click HERE to visit the SUM ATM locator.

What is a contactless payment? A Contactless payment is a secure method for consumers to purchase products or services using a debit card—also known as a chip card—by using RFID technology or near-field communication (NFC).

How do you use your Contactless Debit Card? It's simple! Look for the contactless payment symbol (vendors that accept contactless payment will have this symbol) . Then, to make a contactless payment, tap your card near a point of sale terminal that is equipped with the contactless payment technology. If you don't want to pay with the contactless method, you can use your chip- no worries!

Lost/Stolen 1-800-528-2273

After Hours 866-664-9364                   

Activation 1-800-216-4223

PIN change 1-800-851-4859

Reg E Disclosure Update: 1. EFT Services (Ref: A, B & C) – Jeanie network has been removed. Our current networks include NYCE, PLUS® & VISA. 

Card Suite Lite Mobile App

The new and improved product, Card Suite Lite, has replaced MobiMoney, and there are a lot of features you can look forward to!

Card Suite Lite is a mobile app that allows you to control how, when, and where your debit cards are used. It is a simple and secure way to manage and monitor your payment transaction activity. Card Suite Lite can help keep your payment cards safe and provide instant notifications whenever your card is used.

New features from the Card Suite Lite application include:

  • Enhanced card management that allows you to archive or delete a card without deleting your user profile.
  • Ability to set controls for contactless transactions.
  • Ability to set spending limits globally, per day or per transaction.
  • Ability to share your card with trusted contacts.
  • Additional merchant types that further define user spending — including shopping, gifts and donations, insurance, education and more.
  • Enhanced registration security including one-time passcodes.
  • Enriched merchant data that includes the merchant's name and logo.
  • A record of all alerts and notifications, including all changes made in the app (e.g., freeze/unfreeze).
  • Ability to add a picture to your in-app profile.
  • Increased transaction details with enriched data.

   

VISA Secure 

VISA's Secure program is one more line of defense when you are shopping online.  The best part - you're automatically enrolled in the program. Visa Secure helps to ensure it is you authorizing the purchase by sending you a one-time passcode to enter at checkout, or by prompting you to answer questions. 

You should still keep a watchful eye on your accounts and transactions to quickly identify anything that looks out of the ordinary . If you see suspicious activity, please contact us immediately at 812-424-2621. 

Checkout Dilemma: Credit or Debit?

We've all done it. You're out shopping, ready to use your debit card and the sales clerk asks "Credit or debit?" It's a debit card, so you say, "Debit," right? Not necessarily.

Some features are the same whether you pick credit or debit. Both are withdrawn from you checking account and can be tracked using online banking or your monthly statement. But there are important differences.

Credit:

  • A transaction processed with your signature
  • Transaction is processed through credit card networks, giving you additional security offered by credit card companies, including Visa's Zero Liability protection and the streamlined dispute resolution

Debit:

  • A transaction authorized by entering a PIN
  • Transaction is processed through the EFT network (no additional liability protection)
  • Ability to get cash back

Next time you're at the checkout, choose credit and benefit from the additional liability protection. For more information about your EFCU debit card, contact us at 812.424.2621, option 5.